Terms of Service

By accessing this website or using Booq services, you agree to these Terms of Service ("Terms"). If you do not agree, do not use the site or services.

Booq Financial LLC is a financial technology company, not a bank. Banking services are provided by licensed partner institutions. Booq provides technology that facilitates conversion between the Global Dollar Stablecoin (GDS) and U.S. dollars, related money movement, and an associated card program, primarily for Digital Banker members.

You must be at least 18 years old, a U.S. resident (unless otherwise permitted), and able to form a binding contract. Use of certain services requires successful completion of identity verification.

You agree to provide accurate, current, and complete information and to keep it updated. We may decline, suspend, or close access where verification cannot be completed or where required by law, regulation, or partner requirements.

Booq facilitates: (a) on-ramp conversion of fiat currency into GDS; (b) off-ramp conversion of GDS into fiat currency; (c) transfers via ACH, wire, and card rails; and (d) the Booq card program. Services may be modified, suspended, or discontinued at any time. Availability of specific features may depend on partner institutions and applicable law.

GDS is a digital asset. Digital assets are not legal tender, are not backed by any government, and are not insured by the FDIC or SIPC. The value and availability of digital assets involve risk, including potential loss. You are responsible for understanding these risks before using conversion services.

You may not use the services for any unlawful purpose, including money laundering, terrorist financing, fraud, sanctions evasion, or transactions involving prohibited jurisdictions or parties; to interfere with or disrupt the services; or to misrepresent your identity. We reserve the right to block, reject, or report transactions as required by law.

Certain functionality relies on third parties, including stablecoin infrastructure managed by Bridge and services provided by Digital Banker and partner financial institutions. Your use of third-party services may be subject to their separate terms. Booq is not responsible for third-party acts or omissions.

The site and services, including all content, trademarks, logos, and software, are owned by Booq Financial LLC or its licensors. No license is granted except as necessary to use the services as intended.

THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. NOTHING ON THIS SITE CONSTITUTES FINANCIAL, INVESTMENT, LEGAL, OR TAX ADVICE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BOOQ FINANCIAL LLC AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR DATA, ARISING FROM YOUR USE OF THE SITE OR SERVICES.

You agree to indemnify and hold harmless Booq Financial LLC and its affiliates from claims arising out of your use of the services or violation of these Terms.

These Terms are governed by the laws of the State of [STATE], without regard to conflict-of-law principles. Any dispute shall be resolved by binding arbitration on an individual basis, except where prohibited by law. [Counsel to finalize arbitration provision and venue.]

We may revise these Terms at any time by posting an updated version. Continued use after changes constitutes acceptance.

legal@booqfinancial.com or Booq Financial LLC, [Business Address Placeholder].